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Plot vs. Flat: Which One is a Better Investment Option?

Updated: Sep 2, 2022

When it comes to real estate, one of the first questions is - "Which is better: flat or plot?" While it might look easy to answer, there are two factors that need to be considered for a fair decision. You see property owners often consider both aspects when deciding what to invest their money in. After all, the property market is not always kind and playing favorites may make sense. Purchase an apartment, a built-up house, or a parcel of land. The selection is based on your requirements, lifestyle preferences, and other factors such as taxation and the availability of a bank loan. But before we discuss the differences between plots and flats, let's have a look some pros and cons.

What are the Pros and Cons of a Plot?

  • Low-maintenance, a plot requires little maintenance and upkeep, so you can focus on other things.

  • Easy to sell or lease. You can sell or lease your land to another party very easily if needed.

  • No taxes or maintenance fees to pay. There are no taxes or maintenance fees associated with owning a plot of land, so it’s almost like having your own business without all of the costs associated with running a business.

  • While investing in plots or land means building a house as per one's own requirements and approved layout.

  • Plots provide more options when it comes to constructing a construction, whether it's an office space or a standalone residential property.

  • A plot of land will not generate rental income unless you build a house on it.

  • A plot loan can be more challenging to get.

  • If you decide to buy a parcel of land and build a house on it, you will almost definitely have to make all of your own arrangements. Like – electricity, water or etc.

What are the Pros and Cons of a Flat?

  • After you invest in a prefabricated house, you can start earning rental revenue right away.

  • Security, location, and accessibility are all advantages of living in an apartment. These apartments provide all of the comforts of home without the headaches of dealing with maintenance concerns or landlord obligations.

  • When you purchase an apartment, the constructor is in charge and will grant you possession once the apartment is finished. The only thing to be concerned about is the inside design of the home, not the actual building.

  • A flat will generate rental income.

  • An apartment also includes basic services like as power backup, water, maintenance, and security, as well as certain additional amenities such as a clubhouse, swimming pool, and so on.

  • Doesn't allow for further extension or change after a certain point.

  • You cannot easily sell a flat in the future, and in any emergency

  • We don't know about the apartment's clear age.


In the above article, some point mentions that are clearly show the pros and cons to buy a plot and flat. But plots and apartments both play an essential role in today's housing market. While both have their benefits and drawbacks, you're right to ponder which will provide you with a better return on investment. There are numerous variables that distinguish them and should be considered before making a decision. However, based on our extensive experience, we feel that choosing a plot over the other alternative will benefit you and your family in the long run.

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